Crisis with US sub-prime mortgages, paralysis in global credit markets and the run on Northern Rock all wake-up calls to the growing influence of finance and financial markets on the lives of ordinary
Consumers routinely enter into long-term contracts with providers of goods and services - from credit cards, mortgages, cell phones, insurance, TV, and internet services to household appliances, theat
The United States introduced the earned income tax credit (EITC) in 1975, where it remains the most significant earnings-based refundable credit in the Internal Revenue Code. While the United States was the first country to use its domestic revenue system to deliver and administer social welfare benefits to lower-income individuals or families, a number of other countries, including New Zealand and Canada, have experimented with or incorporated similar credits into their tax systems. In this work, Michelle Lyon Drumbl, drawing on her extensive advocacy experience representing low-income taxpayers in EITC audits, analyzes the effectiveness of the EITC in the United States and offers suggestions for how it can be improved. This timely book should be read by anyone interested in how the EITC can be reimagined to better serve the working poor and, more generally, whether the tax system can promote social justice.
Over the last couple of years, the credit crunch has driven a near-collapse of the world's financial systems. With the benefit of hindsight, many say this could have been predicted and avoided. Over
amy Yang, an award-winning designer with major partnerships to his credit, began his career in the industrial design department of the German manufacturer Siemans. Returning to China permanently in 20
The United States introduced the earned income tax credit (EITC) in 1975, where it remains the most significant earnings-based refundable credit in the Internal Revenue Code. While the United States was the first country to use its domestic revenue system to deliver and administer social welfare benefits to lower-income individuals or families, a number of other countries, including New Zealand and Canada, have experimented with or incorporated similar credits into their tax systems. In this work, Michelle Lyon Drumbl, drawing on her extensive advocacy experience representing low-income taxpayers in EITC audits, analyzes the effectiveness of the EITC in the United States and offers suggestions for how it can be improved. This timely book should be read by anyone interested in how the EITC can be reimagined to better serve the working poor and, more generally, whether the tax system can promote social justice.
Eighteenth-century Britain is often understood as a time of commercial success, economic growth, and improving living standards. Yet during this period, tens of thousands of men and women were imprisoned for failing to pay their debts. The Poverty of Disaster tells their stories, focusing on the experiences of the middle classes who enjoyed opportunities for success on one hand, but who also faced the prospect of downward social mobility. Tawny Paul examines the role that debt insecurity played within society and the fragility of the credit relations that underpinned commercial activity, livelihood, and social status. She demonstrates how, for the middle classes, insecurity took economic, social, and embodied forms. It shaped the work that people did, their social status, their sense of self, their bodily autonomy, and their relationships with others. In an era of growing debt and the squeeze of the middle class, The Poverty of Disaster offers a new history of capitalism and takes a lo
The 1720 financial market collapse is one of the most famous in history, and is mentioned every time a market crashes, even as recently as the the credit crunch of the early 21st century. Grimacing at
The world has moved on in the advanced economies where credit based financial systems coupled with malleable accounting systems disconnect capitalization and wealth accumulation from GDP trajectories
For more than a century, the Olympics have been the modern world's most significant sporting event. Indeed, they deserve much credit for globalizing sport beyond the boundaries of the Anglo-American u
This book examines the credit needs and the borrowing behaviour of rural households in China in recent years. It is based on in-depth analysis of the status of households’ indebtedness and borrowing b
Analyzes the rise and fall of the Red de Trueque (launched in 1995 by a group of environmentalists who exchanged goods and services at their own 'market' using a system of mutual credit) in Argentina.
From food punnets to credit cards, plastic facilitates every part of our daily lives. It has become central to processes of contemporary socio-material living. Universalised and abstracted, it is ofte
Why have Americans severely limited the estate and gift tax ostensibly targeted at only the very wealthy but greatly expanded the subsidies to low-wage workers through the Earned Income Tax Credit, no
John Dewey was one of the most influential American philosophers of his time and also one of the most prolific, with about forty books and 700 articles to his credit. When this book was originally pub
This textbook integrates financial economics and management in the area of agricultural finance. The presentation of financial economics discusses how the credit needs of farmer/borrowers are met by d
Once Upon A Tim (Book 1-4)Join New York Times bestselling author Stuart Gibbs in this first book in a hilarious, highly illustrated new middle grade series about a peasant boy who wants to be a knight, perfect for fans of Max & the Midknights.Tim is just a peasant, but he dreams big. He wants more out of life than to grow up to be a woodsman like his father. Unfortunately, the only route to success in the kingdom of Wyld is to be born a prince. Still, Tim is determined. He is brave and clever and always tries to do the right thing—even though he rarely gets the credit for it.Then news spreads that Princess Grace of the neighboring kingdom has been abducted by the evil Stinx and Prince Ruprecht needs a legion of knights to join him on his quest to rescue her. Tim finally has the lucky break he’s been waiting for, the opportunity to change his station in life. And even though he doesn’t know how to ride a horse or wield anything more deadly than a water bucket, he’s going to do whate
This brand-new adventure series filled with laughs, danger, and facing fears, follows Freddy von Frankenstein and his monster big brother, F.M., as well as and his adopted sister, Riya, who is a were-cat, as they explore the supernatural mountain they call home and discover all the fantastical creatures living there!Freddy has started a Supernatural Action Search Squad with his brother, F.M., to track down the fantasticals that have started coming to their mountain. The S.A.S.S. is mostly an extra credit project to get him out of doing actual homework, but when he boots up his newly fashioned motion sensor, they immediately get a reading! They rush off to check it out, with Riya, their sister, following close behind to keep watch over them at their dad's request.However, as Freddy and F.M. speed off down the mountain, Riya hears a different creature in distress. She goes off to help the fantastical since she can see Freddy's target is just a lost mountain climber-or is it?
